Fair Access to Banking Act
The legislation requires that lending and services decisions must be based on impartial, risk-based analysis, not political or reputational favoritism.
H.R. 4544 American Access to Banking Act
Directs federal banking and credit union regulators to streamline the formation
of new banks and credit unions.
FIRM Act (S.875/H.R.2702)
A bill to eliminate reputational risk as a component of the supervision of depository institutions.