West Virginia SB 637
Prohibits banks from denying any person a financial service the financial institution offers except to the extent justified by such person’s documented failure to meet quantitative, impartial risk-based financial standards established in advance by the financial institution.
🏦 Tennessee SB 1091 / HB 728
Prohibits banks from denying any person a financial service the financial institution offers except to the extent justified by such person’s documented failure to meet quantitative, impartial risk-based financial standards established in advance by the financial institution.
Arkansas HB 1049
Prohibits banks from denying any person a financial service the financial institution offers except to the extent justified by such person’s documented failure to meet quantitative, impartial risk-based financial standards established in advance by the financial institution.
Fair Access to Banking Act (2022)
This bill restricts certain banks, credit unions, and payment card networks from refusing to do business with a person who is in compliance with the law. Restrictions include prohibiting the use of certain lending programs, initiating the process of terminating an institution’s depository insurance, and instituting specified civil penalties.