EARN IT Act (2022)
The EARN IT Act allows federal and state governments to prosecute, and victims to sue, a site or service if CSAM is uploaded onto the platform. While the prevention of CSAM is a worthy goal, under the EARN IT Act, a platform may become legally liable for any uploads of illegal content, no matter how aggressively they work to block it.
Fair Access to Banking Act (2022)
This bill restricts certain banks, credit unions, and payment card networks from refusing to do business with a person who is in compliance with the law. Restrictions include prohibiting the use of certain lending programs, initiating the process of terminating an institution’s depository insurance, and instituting specified civil penalties.